Terms and condition
Last updated on July 23rd 2025
Welcome to Value Added!
These terms and conditions outline the rules and regulations for the use of VACA’s Website, located at vacaae.com and our online payment gateway merchant (Stripe).
By accessing this website we assume you accept these terms and conditions. Do not continue to avail services or check box if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of us.
Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Cookies
We employ the use of cookies. By accessing our website, you agreed to use cookies in agreement with the our Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License
Unless otherwise stated, VACA and/or its licensors own the intellectual property rights for all material on our website. All intellectual property rights are reserved. You may access this from VACA for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
Republish material, work papers or reports from us
Sell, rent or sub-license material, work papers or reports from us
Reproduce, duplicate or copy material, work papers or reports from us
Redistribute material, work papers or report content from us
To the extent permitted by applicable laws, VACA shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website or our social media channels
VACA reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You are entitled to post the Comments on our website, social media and have all necessary licenses and consents to do so;
The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant VACA a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all surveys, formats or media.
Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
Government agencies;
Search engines;
News organizations;
Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organizations:
commonly-known consumer and/or business information sources;
dot.com community sites;
associations or other groups representing charities;
online directory distributors;
internet portals;
accounting, law and consulting firms; and
educational institutions and trade associations.
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to [email protected]. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
By use of our corporate name; or
By use of the uniform resource locator being linked to; or
By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
No use of our logo or other artwork will be allowed for linking absent a trademark license agreement.
Frames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
limit or exclude our or your liability for death or personal injury;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Purchase of Paid Subscriptions
We hereby inform our users that, by obtaining our services, you agree to receive all billing-related communication via email from us or our payment processor, Stripe. This includes, but is not limited to, invoices, payment confirmations, and other financial transactions pertaining to the utilization of our services.
We reserve the right to send all billing-related emails to the subscribed user’s provided email address. This ensures that users stay informed about their financial transactions, account status, and any updates related to the billing and payment processes.
By subscribing to our services, users acknowledge and consent to the receipt of such billing-related communication via email. It is the user’s responsibility to ensure that the provided email address is accurate and up-to-date to receive important billing information.
Our services are usually billed in advance in accordance with our pricing schedule, and all monthly payments are nonrefundable. There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, or refunds for months unused with an open account. To ensure fairness, no exceptions will be made.
Stripe, charges VACA per transaction fee and a percent over and above transaction fee to cover their costs / subscription. Since VACA intends to get paid in full for services, and to be fair to all parties who do not wish to pay online, a online adminstrative processing fee of 2.25% shall be charged to clients who wishes to pay their invoices online. By agreeing to this T&C’s, you agree that this fee is fine to be borne by yourself and do not have any issue with the same in future. You agree to indeminify us should there be any bank fee or payment related fee along with the payment.
Modification to the service and fees
VACA reserves the right to modify, suspend, or discontinue the Service at any time, for any reason, with 60 days notice.
Additionally, VACA may change our monthly or annual fees with 30 days’ notice. Subscribers will be notified of fee changes via email, and the updated fees will be communicated duly.
VACA also reserves the right to update and change the Terms of Service periodically without notice. Any new advancements that augment or enhance the current Service, including the release of new tools and resources, will be subject to the Terms of Service.
Use of Company Logos
By agreeing to this, you grant VACA the right to display your company’s name and logo (“Company Marks”) on our website, marketing materials, and landing pages. This usage is solely for the purpose of indicating your use of our service and does not imply any endorsement or formal partnership.
We agree to use your logo respectfully and in accordance with any brand guidelines provided, and will not modify or misrepresent it in any way. You may withdraw your consent at any time by contacting us at [email protected] Upon receiving such a request, we will remove your logo within a reasonable timeframe.
You retain all ownership rights to your logo and trademarks. This permission is non-exclusive, non-transferable, and revocable.
KYC, AML, CDD & FATCA Checks
By agreeing to this, you grant VACA the right to check your company’s and director’s names on FIU, Ministry of Finance and UAE Central Bank platforms to ensure that we comply with the laws and regulations of KYC, CDD, AML policies.
Cancellation and Termination
You are solely responsible for properly cancelling your contract with us. Cancelling your account can be done via an email request, which will result in cancellation after the agreed notice period.
You may cancel your account at any time, but you will remain liable for all charges accrued up to that point, including full monthly charges for the month in which you discontinued service. You will not be billed again after cancellation.
VACA reserves the right to (i) modify or discontinue, temporarily or permanently, the Service (or any part thereof) and (ii) refuse any current or future use of the Service, suspend or terminate your account (or any part thereof), and remove and discard any content in your account, for any reason, including if we believe that you have violated these Terms of Service.
We will make reasonable efforts to contact you directly to warn you prior to the suspension or termination of your account. Any suspected fraudulent, abusive, or illegal activity that may be grounds for termination of your use of the Service may be referred to appropriate law enforcement authorities. VACA shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.